The effect of the exchange rate on some financial performance indicators for a sample of Iraqi commercial banks for the period (2011-2022)

A Thesis Submitted By

Marwah Mhammad Hadi Al-shalah

To The Council of Management and Economic College  University of Karbala

As Partial Fulfillment of the Requirements For The

Degree of Master of Science in Economics

Supervisor By

Asst.pro.Dr.

Sarmad abd al. jabaar al khaiyr allah

Abstract

The study aims to know the impact of exchange rate changes on the financial performance indicators of banks, the most important of which is (profitability index and liquidity index) for a sample of Iraqi commercial banks during the extended period (2011-2020), where the study community consists of ten commercial banks (Iraq, Basra, investment, credit). Ashur, Al-Tijari, Gulf, Al-Mansour, Mosul, Babylon), where the study used the descriptive analytical and standard approach to know the impact of exchange rate changes on some financial performance indicators. Where the results of the analysis of the composite growth of indicators compared to the growth of exchange rates showed an inverse relationship between exchange rates and profitability, meaning that the rise in the exchange rate led to a decrease in the profitability of the banks of the study sample, in addition to a decrease in the assets of banks as well as capital, and this led to a decrease in liquidity for most banks in the study sample as the results showed Financial analysis Banks are greatly affected by the security and political situation of the country more than they are affected by the economic situation, and this indicates the weak relationship between financial institutions and the economic situation of the country. the product . The results of the standard analysis also clarified and confirmed the inverse relationship between foreign exchange rate changes and the liquidity and profitability inde..

The effect of the exchange rate on some financial performance indicators for a sample of Iraqi commercial banks for the period (2011-2022)

A Thesis Submitted By

Marwah Mhammad Hadi Al-shalah

To The Council of Management and Economic College  University of Karbala

As Partial Fulfillment of the Requirements For The

Degree of Master of Science in Economics

Supervisor By

Asst.pro.Dr.

Sarmad abd al. jabaar al khaiyr allah

Abstract

The study aims to know the impact of exchange rate changes on the financial performance indicators of banks, the most important of which is (profitability index and liquidity index) for a sample of Iraqi commercial banks during the extended period (2011-2020), where the study community consists of ten commercial banks (Iraq, Basra, investment, credit). Ashur, Al-Tijari, Gulf, Al-Mansour, Mosul, Babylon), where the study used the descriptive analytical and standard approach to know the impact of exchange rate changes on some financial performance indicators. Where the results of the analysis of the composite growth of indicators compared to the growth of exchange rates showed an inverse relationship between exchange rates and profitability, meaning that the rise in the exchange rate led to a decrease in the profitability of the banks of the study sample, in addition to a decrease in the assets of banks as well as capital, and this led to a decrease in liquidity for most banks in the study sample as the results showed Financial analysis Banks are greatly affected by the security and political situation of the country more than they are affected by the economic situation, and this indicates the weak relationship between financial institutions and the economic situation of the country. the product . The results of the standard analysis also clarified and confirmed the inverse relationship between foreign exchange rate changes and the liquidity and profitability inde..