The Complementary Relationship between Corporate Governance and Banking Compliance and Their impact on the Bank’s Reputation- An exploratory study in Al-Rashid and Al-Rafidain banks
A thesis submitted to the Council of the College of
Administration and Economics, University of Karbala, which is
part of the requirements for obtaining the degree of Doctor of
Philosophy in Finance and Banking Sciences.
Submitted by
Hussein Falah Kahzem Hajej
Supervised by
Assistant Professor Dr.
Amir Ali Khalil Al Musawi
Abstract
The study aimed to know the impact corporate governance and banking compliance on the bank’s reputation. The study provided a theoretical framing of its variables, and for the purpose of achieving its objectives, a hypothetical diagram was built that determines the nature of the relationship between the two approved variables represented by corporate governance in its dimensions (board of directors’ responsibility, equal treatment of all shareholders, Shareholder rights, disclosure and transparency, the availability of an effective corporate governance framework, the role of stakeholders in corporate governance And banking compliance in its dimensions (independence, organization, efficiency, experience, and risk assessment), and the dependent variable represented by banking reputation in its dimensions (financial level, innovation, social responsibility, and quality of service).
For the purpose of identifying the nature of the relationship between the variables, the study adopted a set of main and subsidiary hypotheses that emerged. about her.
For the purpose of testing its hypotheses, it was applied to the branches of the Rasheed and Al-Rafidain banks within the Iraqi Central Euphrates governorates to obtain the necessary information through a questionnaire prepared for this purpose and distributed to the sample members, who numbered (119) representing various administrative levels The study adopted a set of advanced statistical methods to reach the relevant results, the most important of which are (the simple and multiple correlation coefficient to measure the correlation between variables, the (T) test to determine the significance of the simple correlation, the linear regression coefficient, and the (F) test to determine the significance of the regression equation. (R2) was used to interpret the amount of influence of the independent variables on the dependent variable, and path analysis was used to test direct structural effects.
The study also reached a set of results, the most important of which was (the existence of a statistically significant correlation between corporate governance and the banking reputation variable), as well as the presence of a significant effect of the corporate governance variable on the banking reputation variable) In conclusion, the researcher presented a set of recommendations, the most prominent of which was that the investigated banks should realize a greater role and importance of institutional governance and banking compliance in implementing the guidelines in order to achieve their goals of survival and growth, and to face challenges in the long term in order to achieve outstanding performance against competitors to improve their image and reputation
in front of customers.
Keywords : Corporate Governance, Banking Compliance, Bank’s Reputation
