Reda SAHIB Abu Hamad, Muhammad Jabbar Al-Sayegh
Iraqi Journal for Administrative Sciences
2006, Volume 3, Issue 11, Pages 95-132
Abstract
Banking liquidity is one of the important issues in commercial banks because of its clear impact on the subsidiary facilities provided to customers and those dealing with banks. The problem arises when liquidity is not available at banks, when the customer requests subsidiary facilities represented by loans and advances, which makes this customer turn to other banks. If the bank that deals with it is unable to meet the requirements that the customer, who may be a businessman or investor, wants, and on the other hand, maintaining high liquidity means that the bank’s management is unable to invest these funds and is also unable to exploit the available investment opportunities, and thus this negatively affects the bank’s profitability, and it may The research addressed this topic and came up with a set of conclusions and recommendations.
