The possibility of establishing a national deposit guarantee authority and its impact on increasing deposit growth
An analytical survey of the views of a sample of bank managers
Search submitted
To the Board of the Faculty of Management and Economics – University of Karbala, which is part of the requirements for obtaining the degree of higher diploma in the management of banks
By
Mostafa Qais Taha El Tahan
By
Supervisor
Asst. Prof. Dr.Zainab Makki ALBANAA
Abstract
The research focused on analyzing the possibility of establishing a national body for deposit deposits on the stability of the banking system During the discussion and review of its features and its major issues, and said search the importance of ensuring deposits and the possibility of its application in Iraq, the effects achieved by this system at the level of confidence in the banking system and the stability of deposits and growth and reduce the phenomenon of cash leakage outside the Iraqi banking system, which negatively affected the total resources and undermined the financing capacity For the banks, which calls for thinking about more ways and procedures to attract savings to the Iraqi banking system, has shown the results of the research that the application of deposit insurance system of the best ways to attract deposits through the promotion of Ge banking business (80) questionnaires were based on the statistical methods in analyzing and interpreting the results. The most important of these were the frequencies, percentage, weighted arithmetic methods, standard deviations, the use of T test, the use of regression equations, SPSS.
Key words: deposit guarantee, bank trust, deposit growth, deposit stability